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Mortgage Calculator

Enter a loan amount, interest rate, and term to estimate your monthly principal and interest payment, plus the total interest paid over the life of the loan. This is an estimate for planning purposes; it does not include property tax, insurance, or PMI, which vary by lender and location.

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Use Mortgage Calculator - free

Frequently asked questions

Does this include property tax and insurance?

No. This calculates principal and interest only. Your actual monthly payment will typically be higher once tax, insurance, and any PMI are included.

Is this a real loan offer?

No. This is a general estimate for planning purposes, not a loan offer or pre-approval. Contact a lender for actual terms.

Can I compare different loan terms?

Yes, run the calculator again with a different term (for example 15 years vs 30 years) to compare the monthly payment and total interest.

Estimate your mortgage payment - free and instant.

Open Mortgage Calculator
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