Money

Retirement Savings Calculator

Enter your current age, target retirement age, current savings, monthly contribution, and expected annual return to project your estimated retirement balance. A straightforward way to explore “what if” scenarios for saving more, retiring later, or adjusting expected returns.

  • Nothing leaves your device
  • Runs entirely in your browser
  • Free, no account needed
Use Retirement Savings Calculator - free

Frequently asked questions

Does this account for Social Security or pensions?

No, this projects only the personal savings and contributions you enter - it does not include any other retirement income sources.

Does it account for inflation?

No, all figures are in today’s dollars without adjusting for inflation over the projection period - actual future purchasing power will be lower.

Is this financial advice?

No, this is an educational projection tool only, not a substitute for personalized financial planning advice.

Project your retirement savings - free.

Open Retirement Savings Calculator
  • Nothing leaves your device
  • No upload required
  • No account needed
  • Unlimited use, always free